| EQUITIES | | | |
| Large Blend | Vanguard 500 Index Admiral | VIGAX | 0.05 |
| Mid Cap | Vanguard Mid Cap Index | VIMAX | 0.08 |
| Small Cap | Vanguard Small Cap Index | VIMAX | 0.08 |
| Balanced | Vanguard Balanced index | VBIAX | 0.07 |
| World | Vanguard FTSE All-World | VFWAX | 0.11 |
| Emerging Markets | Vanguard Emerging Mkts Index | VEMAX | 0.15 |
| Real Estate (REIT) | Vanguard REIT Index | VGSLX | 0.12 |
| Average Expense Ratio | | | 0.09 |
| FIXED INCOME | | | |
| Money Market | Vanguard Prime Money Market | VMMXX | 0.16 |
| Ultrashort Bond | Vanguard Short-Term Gov't Bond Index | VSBSX | 0.07 |
| Interm-term Gov't | Vanguard Interm-Term Gov't Bond Index | VSIGX | 0.07 |
| Interm-term Bond | Vanguard Total Bond Mkt Index | VBTLX | 0.06 |
| Short-term Corp Bond | Vanguard Short-Term Corp Bond Index | VSCSX | 0.07 |
| Short-term Diversi-fied Bond | Vanguard Short-Term Bond Index | VBIRX | 0.09 |
| Inflation Protected Bond | DFA Inflation Protected Seurities | DIPSX | 0.12 |
| World Bond | Vanguard Total International Bond Index | VTABX | 0.14 |
| Average Expense Ratio | | | 0.10 |
| TARGET DATE FUNDS | | | |
| Traget Date | TIAA_CREF Lifecycle Index Ret Inc | TRILX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2020 | TLWIX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2025 | TLQIX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2030 | TLHIX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2035 | TLYIX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2040 | TLZIX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2045 | TLXIX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2050 | TLLIX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2055 | TTIIX | 0.10 |
| Traget Date | TIAA-CREF Lifecycle Index 2060 | TVIIX | 0.10 |
| Average Expense Ratio | | | 0.10 |
| | | |