About the Blue Ocean 401(k) Plan

Blue Ocean 401k Plan is regulated under multiple employer plan rules created for participating employers to gain the benefit of limited fiduciary responsibility and cost reduction through the pooling of investments by many employers.

Expenses are higher for small amounts of money. Generally less than 1 or 2 million dollars costs twice as much as plans with 10’s of millions.

Blue Ocean 401k takes advantage of large plan pricing. Additionally, the Plan takes the heavy lifting away from the employer along with 90% of the fiduciary worries.